Reviewing the Changes to Pensions Auto-Enrolment

Reviewing the Changes to Pensions Auto-Enrolment

From 6 April 2019, minimum employer and total contributions into pension schemes rose. Here, we review these changes, and analyse the pensions auto-enrolment scheme in greater detail. Auto-enrolment: an overview Under the pensions auto-enrolment scheme, employers must...
Are You Making the Most of Pensions Tax Reliefs?

Are You Making the Most of Pensions Tax Reliefs?

Experts have recently warned that thousands of over-55s are at risk of incurring charges and reducing the available tax relief if they continue to delve into their pension pots whilst benefiting from workplace pension contributions. This article takes a look at some...
HMRC SMACS Tax Bill on Pension SCAMS

HMRC SMACS Tax Bill on Pension SCAMS

Having worked hard for a large part of your life, your pension is likely to be one of the most valuable assets you own when facing retirement age. Unfortunately, there are others out there who recognise this and are now trying to manipulate you into handing it over –...
Planning for the Dividend Allowance Cut

Planning for the Dividend Allowance Cut

With the Dividend Allowance set to be cut from £5,000 to £2,000 from April 2018, we consider how investors can help to mitigate the impact of the change. A brief overview 2016 saw significant changes to the rules on dividends, with the introduction of a new Dividend...
Auto Enrolment Rolls on for Another Year

Auto Enrolment Rolls on for Another Year

Beginning the 6 April 2018, employers may be required to increase the amount of contributions into their employees’ Auto Enrolment schemes. The contribution levels will also rise again in a further year’s time, with employers paying a minimum of 3% towards the pension...